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As of November 11, 2026, Smart & Final is barely cheaper. You'd pay about 1% less for the same groceries at Smart & Final than at Tops Markets.
Smart & Final wins overall — but not on every item. Download Labeled App and discover healthy foods for less.
Calculated by multiplying the average 6¢ price difference by a standard 20-item grocery trip.
Biggest saving at Smart & FinalCalifornia Olive Ranch Global Blend Extra Virgin Olive Oil - 25.4 Fl. Oz.$17.99 vs $26.79 at Tops Markets — save $8.80
Biggest saving at Tops MarketsGreen Mountain Coffee Roaster Dark Magic Keurig Single-Serve K-Cup Pods, Dark Roast Coffee, 32 Count$12.49 vs $23.99 at Smart & Final — save $11.50
The 15 products carried by the most stores we track — no more than two from any aisle — priced at Smart & Final and Tops Markets.
| Product | Smart & Final | Tops Markets |
|---|---|---|
| Daisy Squeezable Sour Cream 14 Ounces | $3.29 | $2.19 |
| Country Crock Original Vegetable Oil Spread 15 Ounces | $3.99 | $4.49 |
| Jiffy Corn Muffin Mix 8.5 Oz | $0.79 | $0.79 |
| Nutella Hazelnut Spread with Cocoa | $5.99 | $4.29 |
| Thomas' Original English Muffins | $3.09 | $5.69 |
| Coca-Cola Soda Cans | $10.99 | $11.59 |
| El Monterey Beef and Bean Burrito, Family size 8 pack/ 32 oz | $5.99 | $8.09 |
| King's Hawaiian Original Hawaiian Sweet Rolls, 12 Count | $4.99 | $2.59 |
| Coca-Cola Zero Sugar Soda Cans | $10.99 | $11.59 |
| Nature Valley Oats 'n Honey Crunchy Granola Bars 12 Pack | $4.49 | $3.29 |
| Pillsbury Strawberry Toaster Strudel Pastries 6 Count/11.7 Ounces | $2.99 | $4.29 |
| Eggo Buttermilk Waffles - 10 ct Frozen | $3.99 | $3.49 |
| belVita Blueberry Breakfast Bars Biscuits | $4.49 | $3.79 |
| Star Kist Tuna, In Water, Chunk Light 5 Oz | $1.29 | $1.49 |
| Spam 25% Less Sodium Meat 12 Oz | $4.19 | $5.09 |
| Total | $71.55 | $72.75 |
Smart & Final is $1.20 cheaper on this basket.
Average price of the matched products in each aisle, biggest difference first.
| Aisle | Smart & Final | Tops Markets | CheaperGap |
|---|---|---|---|
| Bakery89 items | $4.66 | $5.32 | Smart & Final · 12% |
| Beverages478 items | $6.99 | $6.27 | Tops Markets · 10% |
| Meat128 items | $5.69 | $6.26 | Smart & Final · 9% |
| Frozen111 items | $5.80 | $5.38 | Tops Markets · 7% |
| Ready meals568 items | $4.39 | $4.72 | Smart & Final · 7% |
| Baby food48 items | $5.25 | $5.51 | Smart & Final · 5% |
| Pantry622 items | $3.98 | $4.16 | Smart & Final · 4% |
| Dairy172 items | $4.43 | $4.51 | Smart & Final · 2% |
| Snacks436 items | $4.84 | $4.84 | Same |
The same products grouped by what they cost — a store can win on everyday basics and lose on bigger-ticket items, or the other way round.
| Price level | Smart & Final | Tops Markets | CheaperGap |
|---|---|---|---|
| Under $3701 items | $2.10 | $2.14 | Smart & Final · 2% |
| $3 to $101,813 items | $5.07 | $5.30 | Smart & Final · 4% |
| Over $10184 items | $15.11 | $13.55 | Tops Markets · 10% |
Matched products grouped by their Labeled ingredient score, from A (cleanest ingredients) to C.
| Ingredient score | Smart & Final | Tops Markets | CheaperGap |
|---|---|---|---|
 Score A404 items | $4.39 | $4.49 | Smart & Final · 2% |
 Score AB543 items | $4.74 | $4.87 | Smart & Final · 3% |
 Score B825 items | $4.71 | $4.89 | Smart & Final · 4% |
 Score C926 items | $5.62 | $5.51 | Tops Markets · 2% |
Scores come from the Labeled app, which grades each product's ingredients against research from the FDA, EFSA, WHO and others.
Prices are periodic snapshots and may differ from your local store.
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